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If you need help with your debt, remember this. Debt collectors cannot use unfair or unconscionable means to collect any debt. For example, they cannot collect any amount greater than your debt unless allowed by law, deposit a post-dated check before the date on the check, make you accept collect calls or telegrams, take or threaten to take your property unless it can be done legally, contact you by postcard or put anything on an envelope other than the collector's name and address (even the name shouldn't be used if it shows that the letter is about debt collection).

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Friday, August 29, 2008

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